Guide to Connecticut Auto Insurance
In Connecticut, there are a few things you can do to find quality auto insurance for the lowest cost. Chief among these is to compare rates from different insurers – so start here by requesting your free quote!
Required laws in the state of CT
In the state of Connecticut, personal liability insurance coverage for bodily injury and for damage to property is required by law. All Connecticut drivers are liable to keep and maintain the following coverage:
- Bodily injury liability: Pays for the injuries or damages caused to the other party in an accident. The minimum requirement liability includes $20,000 per person and $40,000 per accident.
- Property damage liability: Covers the damage you may do to somebody else's property in an accident, which may include a car, house, fence etc. The minimum liability required is $10,000 per accident
- Uninsured / underinsured: Covers the cost of the injury or damages caused by another driver who is not insured or is underinsured. The minimum coverage required is $20,000 per person and $40,000 per accident.
How to find auto insurance rates in CT
While Connecticut auto insurance coverage can be expensive, there are fortunately many ways of lowering your coverage costs. Factors such as having good driving records, high deductibles, and several policies with the same insurance company – as well as maintaining good credit history and scrupulously choosing a new automobile could help keep insurance premiums low.
Furthermore, various Connecticut auto insurance companies provide consumers discounts based on their driving habits. Some discounts are also available for defensive drivers, low mileage, safety or anti-theft devices, carpools, and mature drivers. One of the best ways to get affordable auto insurance is by requesting a quote here – fill out the form and avoid the hassle!